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Buyers Resource Center

As the experts we have compiled a list of articles to help you in preparing to buy, searching for, and moving into your dream home. If you have specific questions or want to talk to a professional please do not hesitate to fill out the form below and we will be sure to help you with all your real estate needs and questions. Sign up here to create your own personal Home Hunter account. With Home Hunter you can save your home search and we will do the looking! When the home you are looking for is listed we will email it to you!


Home BuyersHome Buyers


Home Buyers Help

Buying a home often presents some rather unique challenges. Contact a Prudential California Realty REALTOR® and we will make the process as stress-free as possible.

First Time Home Buyers

Buying your first home is a memory you will keep forever, make it a good one, contact us and we will help you take this big step.

Tips for First-Time Home Buyers

Ditching the land lord and taking the leap into the realm of home ownership? This article will help you prepare for buying your first home.

Best Home for Your Family

Thinking of a better home for you and your family? Families grow quick and before you know it you have a bunch of little children running around. If you're rapidly running out of space, or if you're planning on having a family, then up-sizing to a larger home could be your best bet.

Answers to Common Buyers Questions

I want to buy a home. Where do I start? This article will give you all the information you need to start your home buying process. This article will also provide answers to the most common questions that buyers ask.

Hiring a Real Estate Appraiser

Remember, an appraiser values a home whereas an inspector lets you know of the physical condition of the home, so you will most likely need to hire both when you are looking to buy a home. If you need any help, do not hesitate to ask Prudential California Realty for help and advice.

What To Offer

Many factors come into play in the initial offer. Some say always offer 10% less. Unfortunately, this route could end you up in second place on that competitively priced "perfect" home for your needs. And, second place is no fun. Too low of an initial offer could insult the Seller. Read more on what to offer for your dream house by visiting this article!

Home Inspections

It's important to hire a knowledgeable, independent home inspector for advice on the overall condition of the property. Many companies specialize in only one area of inspection, and others will group several together and offer a package price. Find more about getting a home inspector by visiting this article.

Homeowners Insurance

When buying a home, one word you will hear often is insurance. Insurance is the type of service you buy hoping that you will never have to use it. The right insurance can give you a sense of security in knowing that you are adequately protected. Visit this article for more about purchasing home insurance.

Title Insurance

Generally, there are two forms of title insurance. Lender's title insurance, required by most lending institutions, is normally written in the amount of the mortgage and protects the lending institution from losses resulting from title defects. Read more about lender's title insurance and the other form by viewing this article.

Purchasing Basics

Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if you're a first-time home-buyer. Find more information that will keep you on track by visiting this article.

What Can You Afford?

When buying a home, it is helpful to determine the type of home you'll like and how much you can afford before beginning your search. Visit this article for more about what you can afford.

Protecting Your Biggest Purchase

The amount of time, effort and energy spent into selling or buying a home can be extensive and if you do it by yourself, and not with the assistance of a Realtor® or agent, you may run into the risk of losing money and getting a less-than-favorable deal. Read more about this article for help with protecting your biggest purchase.

Avoiding Irresponsible Lending

When borrowing a mortgage loan, making payments on a car and dealing with credit card bills and multiple insurance costs, the numbers of each can get a bit overwhelming – or go unnoticed. Read more about this article for help with avoiding irresponsible lending and managing your debt.

How Much Do You Qualify For?

When buying a home, it is helpful to determine the type of home you'll like and how much you can afford before beginning your search.

 

Moving


Relocation Help

Relocating can be hard on anyone involved, for helpful information or tips on how to relocate easier visit this page and we will be happy to help you.

Our Local Area

Are you thinking of moving to our surrounding area? Learn more about our area and find links to homes and properties for sale in each City or Town by visiting this page.

Moving

Whether you choose to hire outside professionals or you choose to do it yourself, being prepared will ultimately make the move much smoother. Visit this page to read more about our moving article.

Planning Your Move

While buying or renting a new home can bring joy and excitement, most people can agree that moving from one home to another, especially for the first time, can be troublesome. Read how to make it easier by viewing this article.

Self-Moving Advice & Tips

Moving by yourself and not with the assistance of a moving company can be a practical option. You’ll save money and probably be able get some free help from your friends and family.

Hiring a Moving Company

There's always the risk of finding a less-reputable mover who can end up costing you more money and time than you wanted. Visit this page for more about hiring a mover.

Moving with Children

Some children might be frightened by the prospect of moving, but, with your care, guidance and positivity, the process of moving with your children will be enjoyable for them.
 


Financing & Closing Costs


Mortgage Services Help

Need help getting the right mortgage for your home? Contact us and we will help you to find the lender you are looking for.

Mortgage Calculator

Our calculator will help you calculate these costs, so you know how much you'll need to save.

Get Pre Approved

Get Pre-Approved; Most mortgage lenders take the guess work out of applying for a loan by figuring out for you the amount you can afford to borrow. Read more about getting pre approved by visiting this article.

Getting That Perfect Mortgage

There are various aspects of a mortgage loan that you have to be aware of so you fully understand the type of loan that you are receiving. In addition, be certain that you know your credit records, income, debts and assets.

Loan Types

When buying a home, it is helpful to determine the type of loan you will be getting. Visit this page to read more about all of the different loan types.

Home Warranty

A home warranty is an affordable way to cover the costs of unexpected mechanical failure of a major system or appliance. A home warranty is specifically designed to cover the kinds of repairs that home insurance does not: appliances, plumbing and electrical, air conditioning and furnaces, and pool equipment. View this article for more.

Buyer Agency Agreement

The mere mention of the word ‘contract’ leaves many feeling trapped and wary, often rightfully so. The Buyer Agency Agreement, however, is not a contract to be feared. Read more about this article for help with getting a buyer agency agreement.

Real Estate Glossary

Find helpful definitions to real estate terms by visiting this page for a helpful real estate glossary list.